Privacy Policy

Which data we process

We mainly process the data you provide when you register, log in and use PocketOwner. In particular, this includes: basic account data (e.g. name, email address, language settings) access data (login email, hashed passwords, security tokens) usage data within the app (e.g. created budgets, categories, settings) billing and subscription information (e.g. selected plan, term, payment status – payment details themselves are processed exclusively by our payment service provider) technical log data (e.g. IP address, timestamps, basic device information) in order to ensure operation and security.

How we use your data

We use your data solely to provide, improve and bill PocketOwner. The main purposes are: creating and managing your user account providing the budgeting and financial planning features managing subscriptions, trial periods and payments ensuring stability and security of the service (e.g. log files, abuse detection) communicating with you (e.g. technical notices, security alerts, email confirmations). Depending on the context, processing is based on performance of a contract, your consent or our legitimate interests in operating PocketOwner in a secure and efficient manner (under FADP and, where applicable, GDPR).

Your rights

Within the limits of the applicable law you in particular have the following rights: right of access to the data we process about you right to have inaccurate or incomplete data corrected right to have your data erased where no legal retention obligations apply right to restriction of processing in certain cases right to object to certain types of processing and – where applicable – the right to data portability. To exercise these rights, you can contact us at any time using the contact details provided in the imprint. You also have the right to lodge a complaint with the competent data protection authority.

Cookies & local storage

PocketOwner uses cookies and local storage to provide the web app in a secure and reliable way. We currently do not use any third-party advertising or tracking cookies.

These cookies are required for the application to work and for you to sign in. Without them, PocketOwner cannot be used.

• Sign-in and session cookies: These cookies are set by ASP.NET Identity and keep your session active after login. They do not contain plain-text passwords but technical tokens used by the server to recognise your session.
• Anti-forgery cookies: Protect forms from misuse (e.g. CSRF attacks) by ensuring that requests really come from your browser.
• Language and region setting: Via a culture cookie (e.g. .AspNetCore.Culture) we store your preferred language so the site loads in the right language next time.

To avoid asking for your cookie consent on every page view, we store your decision in your browser’s local storage (e.g. as an entry po_cookie_consent_v1). No additional personal data is stored in this entry.

We use the payment provider Stripe to manage your subscription. When you open the “Subscription & Payments” area or the Stripe customer portal, Stripe may set its own technically necessary cookies to provide the payment and customer portal process. These cookies are managed by Stripe and are subject to Stripe’s own privacy policy.

We currently do not use tracking cookies for marketing or advertising purposes (e.g. Google Analytics, Facebook Pixel). If we decide to use such services in the future, we will inform you in advance and – where required – obtain your explicit consent.

Session cookies are usually deleted when you log out or close your browser. You can delete cookies and local storage entries at any time in your browser settings. In that case, you may need to sign in again and the cookie banner may be shown once more.